Welcome to Finlume Global Careers. By accessing our website, enrolling in our courses, or using any of our services—online or offline—you agree to the following Terms & Conditions. Please read them carefully before proceeding.
By registering for our programs, accessing our learning platforms, or engaging with our services, you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions as well as our Privacy Policy.
If you do not agree with any part of these terms, please discontinue use of our services.
You must be:
At least 16 years old (or as required by local regulations)
Legally competent to enter into a binding contract
Providing accurate and truthful personal information during registration
Finlume Global Careers reserves the right to verify eligibility at any time.
When you enroll in any of our international or domestic programs (e.g., US CMA, FMAA, CFAM, ACFAM, etc.), you agree to the following:
Access to online learning materials, LMS, or study resources is strictly for the registered student.
Sharing login credentials or course content with others is prohibited.
Course access duration varies by program and will be communicated at enrollment.
3.2 Attendance & Learning Commitment
Students are expected to attend classes on time and follow all academic guidelines.
Finlume Global Careers is not responsible for academic performance due to poor attendance or non-completion of assignments.
We may modify class schedules, instructors, batch timings, or learning formats when necessary. Notice will be provided when possible.
All course fees, registration charges, and material costs must be paid as per the agreed schedule.
Fees may vary based on course type, location, or promotional offers.
Unless otherwise specified in a program brochure or agreement:
Fees once paid are generally non-refundable, except in special circumstances reviewed by management.
Refunds, if approved, will be processed within the stipulated time and may be subject to administrative charges.
4.3 Third-Party Charges
Payment gateway fees, taxes, or external certification fees are borne by the student unless stated otherwise.
You agree to use our website, mobile portals, and learning platforms for lawful purposes only.
You may not:
Attempt to hack, disrupt, or misuse our systems
Share unauthorized materials, study content, or copyrighted resources
Upload harmful files, spam, or misleading content
Impersonate any person or institution
Violation may result in suspension or legal action.
All content provided by Finlume Global Careers—including class recordings, presentations, study materials, branding, graphics, and website content—is protected by copyright and intellectual property laws.
You agree that:
You will not duplicate, distribute, sell, or modify our materials.
Any reproduction or commercial use without permission is prohibited.
Our platform may contain links to third-party websites (certification bodies, exam partners, educational resources).
Finlume Global Careers is not responsible for the content, accuracy, or privacy practices of these external sites.
Accessing them is at your own discretion.
Your personal information is collected and used in accordance with our Privacy Policy.
By using our services, you consent to the collection, processing, storage, and international transfer of your data as described.
Finlume Global Careers will not be liable for:
Any loss due to system downtime, technical errors, or internet issues
Consequential damages, financial losses, or academic setbacks
Errors caused by third-party service providers (LMS, payment gateways, exam bodies)
Misuse of your login credentials or non-compliance with instructions
Our maximum liability, if applicable, is limited to the amount paid for the specific course or service.
We may suspend or terminate access to our services if:
You violate these Terms & Conditions
Payments remain outstanding
You misuse our platform or intellectual property
You engage in abusive, fraudulent, or illegal conduct
No refunds will be issued for termination due to policy violations.
Finlume Global Careers reserves the right to update or modify these Terms & Conditions at any time without prior notice.
Continued use of our services after changes implies acceptance of the revised terms.
These Terms & Conditions are governed by the applicable laws of the jurisdiction where Finlume Global Careers operates.
Any disputes will be addressed in the courts of that region.
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